The Smarter Way to Pay, Save & Grow Your Money
Experience seamless payments, secure wallets, virtual USD cards, SoftPOS, QR payments and business collections — all in one platform.
Wallet Balance
₦0
Quick Actions
ZagglePay Virtual Card
•••• •••• •••• 4821
+ ₦50,000 received
SoftPOS payment successful
Virtual Card activated
Savings target completed
Everything you need to move money
One platform for wallets, cards, collections and payouts — built for individuals and businesses alike.
Digital Wallet
Hold, move and track your money in one secure place.
SoftPOS
Turn any Android phone into a POS terminal.
Virtual USD Card
Pay for global subscriptions and ads without a physical card.
Merchant Payments
Get paid faster with links, invoices and clear settlement reports.
QR Payments
Scan-and-pay for shops, stalls and service counters.
Bills
Pay every recurring bill from a single wallet.
Built on trust, tested by scale
PCI Ready
Cardholder data handled to industry standard.
Military-grade Encryption
Every transaction is encrypted end to end.
Instant Settlement
Funds land in your account the moment you get paid.
Real-time Notifications
Know the moment money moves.
Secure APIs
Token-based auth and signed webhooks by default.
Fast Transfers
Money Transfers that send in seconds, not hours.
Fraud Protection
Machine-learning risk checks on every transaction.
Reliable Infrastructure
Built on redundant systems for 99.9% uptime.
Tap to Pay
Hold customer's card near your phone
Amount
₦27,500.00
Accept Card Payments Without a POS Machine
Turn the Android phone you already own into a fully certified card terminal — no extra hardware, no long queues at checkout.
- Tap-to-Pay — customers tap their card, done.
- No hardware — your phone is the terminal.
- Low cost — skip the price of a physical POS.
- Fast settlement — see funds the same day.
- Merchant dashboard — track every sale in real time.
Ship payments in an afternoon
Clean REST APIs, signed webhooks and sandbox keys so you can go from integration to production without waiting on anyone.
POST /api/v1/payments
Authorization: Bearer TOKEN
Content-Type: application/json
{
"amount": 5000,
"currency": "NGN",
"channel": "wallet",
"customer": {
"email": "johndoe@example.com",
"name": "John Doe"
},
"reference": "zg_8f3d21a9",
"callback_url": "https://yourapp.com/webhook"
}
// 200 OK
{
"status": "success",
"data": {
"reference": "zg_8f3d21a9",
"status": "pending"
}
}Your whole wallet, in your pocket
Wallet, transfers, cards, savings, SoftPOS and QR — everything you need to manage money, wherever you are.
Wallet Balance
₦245,680
Send Money
Four steps to your first payment
Create Account
Sign up with your email and update your phone number in minutes.
Verify Identity
Confirm your details to unlock full wallet limits.
Fund Wallet
Add money by card, bank transfer or USSD.
Start Transacting
Send, spend, save and get paid — instantly.
Loved by merchants and users alike
"SoftPOS changed how I run my shop. My phone is now my POS Terminal, and settlements land the same day."
Oyindamola
Merchant, Lagos
"I use ZagglePay virtual USD card to make all my online shopping and subscriptions payment easily at cheap exchange rate."
Tunji
Software Developer
"I earn more using ZagglePay savings product, best interest rate among other savings platform. My money grows daily."
Uche Kanu
Personal User
Questions, answered
Tap Get Started, add your email, and follow the short setup flow to create your wallet.
Every transaction is encrypted end to end and monitored by real-time fraud checks, on infrastructure built to industry security standards.
From your dashboard, request SoftPOS access via support ticket, complete a quick verification, and start accepting contactless payment.
Yes. Open the Cards tab in your wallet, fund it, and generate a Virtual USD Card in seconds.
Wallet-to-wallet transfers are instant. Bank transfers typically clear within seconds and rarely take more than a few minutes.
Ready to transform your payments?
Join thousands of individuals and businesses already moving money smarter with ZagglePay.